In today’s competitive regulatory climate, affiliation creates a sustainable path for future success while ensuring communities have access to a local bank. Our strong, long-term relationships with bank regulators provide our member bank with the foundation for the sustainable regulatory relationships.

We Invite You to Explore Our Member Banks

Blue Grass Federal  

Blue Grass Federal is a mutual bank based in Paris, Kentucky, with $43.3 million in assets. Blue Grass Federal has provided banking products and services to Bourbon County and the surrounding communities since 1959.

First Federal Lakewood  

First Federal Lakewood is the largest depositor-owned bank headquartered in Ohio, with over 55,000 customers, 20 branches and 10 mortgage loan production offices.

First Mutual Bank  

First Mutual Bank was formed in 2018, when Doolin Security Savings Bank, FSB of New Martinsville, West Virginia, combined with Belpre Savings Bank, of Belpre, Ohio. First Mutual Bank has $94 million in assets.

Martinsville First Savings Bank  

Martinsville First Savings Bank is an independent mutual bank based in Martinsville, Virginia, with $40 million in assets. Martinsville First has provided banking products and services to Martinsville and Henry County and the surrounding communities since 1924.

  Warsaw Federal  

Warsaw Federal is an independent mutual bank based in Cincinnati, Ohio. Warsaw Federal operates two branch locations, providing banking products and services to individuals and businesses in greater Cincinnati and the surrounding communities.

Benefits of Being a Member Bank

“It’s clear to me that the focus on customers, community and employees is at the core of our decision-making. It is a unique business model and culture, and one that will continue to drive success.”

-Timothy E. Phillips, president and CEO, First Federal Lakewood